More Life Insurance Company Policy FAQ Answers
- There is not as much widespread regulation of life insurance companies as there needs to be. However, there are many provisions that protect the policy owner and the insured from being cheated by insurance companies. However, we at Life Insurance Advisors are in the business of making you happy and satisfied.
- Each insurance company has the ability to charge a different price for the same life insurance policy. Therefore, it is wise for you to obtain free insurance quotes from us so that you can obtain the best price on a an insurance policy.
- This is a broad question. Refer to the basic policies section on the home page, and peruse through the brief descriptions of all of the insurance polices that are offered.
- Life insurance policy features, called riders, can be added at the time when the insurance policy is being drawn up because the premiums and coverage can change depending on the rider you add. Consult the Basic Riders section on the home page.
- You can prematurely cancel your life insurance policy. The cash value is refunded back to you.
- Yes, there are insurance contract provisions that protect the policy owner and insured. An example of one is the incontestable clause which states that a life insurance company cannot contest a life insurance policy claim two years or more after the policy was issued.
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